4 Reasons People Accumulate Debt

4 Reasons People Accumulate Debt

22 trillion. That’s how many dollars the United States of America owes to world powers such as China. Debt can be a worrisome four-letter word, not just for the country as a whole, but for its independent cogs and gears as well. While the average American doesn’t owe...
How to Curb Overspending and Avoid Debt

How to Curb Overspending and Avoid Debt

One of the most common problems adults deal with every month is efficiently managing their finances.  Depending on your salary, and your regular monthly expenses, you may find yourself struggling to stay afloat or save some extra money.  If you’re wondering where your...
How to Cut Down on Monthly Expenses

How to Cut Down on Monthly Expenses

One doesn’t need to be a financial planner to find ways to cut back on spending. With a tight budget and impeccable saving strategies, anybody can find ways to reduce their monthly expenses.  Anyone can learn how to bring in more money, simply by cutting back on...

6 Steps To Avoid Debt

Credit card debt is a slippery slope that too many people have fallen down into. With high interest rates, it is fairly easy to get into debt and be stuck there. Fortunately, there are things to avoid in order to keep yourself debt free. The list below tackles the six...

Breaking Bad Tradition

On the road to financial freedom, we are most prone to emulating the lives and habits of those we learn from. And, more often than not, those models are our parents. Some of us had parents who exhibited awesome financial habits, and managed to learn from them. Others...