Studies have proven time and time again that a majority of Americans live from one paycheck to the next. This means that only one missing paycheck could lead to serious financial stress. Living from paycheck to paycheck means that budgeting is a must. To set up the...
A high FICO score can unlock many doors for consumers, including the doors to low mortgage interest rates, attractive credit card offers, and zero-interest car loans. A low FICO score, however, keeps many of those entrances locked and creates a far more expensive...
Personal finance is one of the most fundamental topics and aspects of our individual lives. Much has been said regarding how to practice good personal finance practices. Unfortunately, some of the information available out there is rooted in misconception. Here is an...
For many, talking about money can be a nerve-wracking experience. It’s not included in the preferred “small-talk” topic list, and some consider it a sensitive subject. However, conversations about personal finance are an important element in the process of helping...
If you’ve never given much thought to personal finance, there’s no time like the present to do so. A personal spending rulebook is a great way to get started on saving and proper spending. If you want to be a smarter spender, these tips will make personal finance...
