Drafting a Personal Spending Rulebook

Drafting a Personal Spending Rulebook

If you’ve never given much thought to personal finance, there’s no time like the present to do so. A personal spending rulebook is a great way to get started on saving and proper spending. If you want to be a smarter spender, these tips will make personal finance...

4 Reasons People Accumulate Debt

4 Reasons People Accumulate Debt

22 trillion. That’s how many dollars the United States of America owes to world powers such as China. Debt can be a worrisome four-letter word, not just for the country as a whole, but for its independent cogs and gears as well. While the average American doesn’t owe...

The Benefits of Online Banking

The Benefits of Online Banking

Technology has infiltrated into the banking industry, facilitating what is currently known as online or internet banking. The concept of internet banking revolves around banks providing ordinary banking services to customers through the web, thereby eliminating the...

Creating a  Healthy Retirement Plan

Creating a Healthy Retirement Plan

Building a healthy retirement plan is possible. Sure, it may be more difficult for self-employed folks than those who have access to a workplace plan. However, no matter the source of an income, it's possible to save for retirement. Here are some steps to take. Open...

Healthy Financial Advice for Couples

Healthy Financial Advice for Couples

Combining finances can be one of the stickiest parts of starting a new relationship. While it might not be true that two can live as cheaply as one, it is true that couples can take advantage of economies of scale. For example, there is no need to pay for two houses...

What To Know About Financing A Car

What To Know About Financing A Car

One of the first large purchases a person typically makes is a car. Although the process can seem a bit daunting, it is far less complicated than it seems. Once you have a basic understanding of what financing a car means, you will be far more capable of choosing the...

Tips When Buying Your First Home

Tips When Buying Your First Home

Buying a home is an exciting, yet stressful process.  You’re making one of the largest purchases you’ll ever make, and you want to ensure you’re going about things the right way.  For first time home buyers, this may seem even more difficult, since you aren’t exactly...

Increasing Your Savings Account Contributions

Increasing Your Savings Account Contributions

We frequently talk about ways to manage your credit score, combat debt, and be financially free.  One of the best ways to work towards financial freedom is having a savings account and directly contributing to it regularly.  A savings account is a great way to budget...

Preparing for Tax Season

Preparing for Tax Season

Tax season can be a stressful, but rewarding time, depending on your work and financial situation.  With tax time right around the corner, you’re probably anticipating receiving your W-2 from your employer in the mail, and any other necessary documents, within the...

How to Curb Overspending and Avoid Debt

How to Curb Overspending and Avoid Debt

One of the most common problems adults deal with every month is efficiently managing their finances.  Depending on your salary, and your regular monthly expenses, you may find yourself struggling to stay afloat or save some extra money.  If you’re wondering where your...